How to Delete Zelle Account: 2 Easy Methods

Are you wondering how to delete Zelle account? If yes, get ready to learn every that relates to it one way or the other.

Zelle is one of the most popular mobile payment applications which allows you to send, request, or receive money payments without handling cash or visiting banks. However, if, for any reason, you want to delete your Zelle account, the piece of good news is you can always do it, and that too seamlessly. 

Although it sounds to be straightforward, the deletion process is a little complicated; however, believe me, once you walk through this blog post, the scenes will be entirely in your favor, all thanks to the resources that I have gathered. 

Are you ready to learn “How to delete Zelle account,” along with some important details? Well, let’s begin.

Why Users Opt for Cancelling Zelle Account or Deleting Zelle Account?

Considering that you’re to learn how to delete Zelle account, it is pretty evident that you know why you’re doing so. However, it is always a good idea to keep track of all the reasons that make a lot of users opt for eliminating Zelle services for good.

To make things interesting, let me guess why do you want to delete your Zelle account

• You’re willing to shift to some alternative payments transfer app such as Venmo or PayPal.
• You might be closing a business, and there’s no need for an account anymore.
• Your account is suspended, and you’re unable to recover the account for some reason. 

If that’s the case, you should learn more about 6 Reasons Why is My Zelle Account Suspended

• Using Zelle had been a subpar experience.
• Frauds. It is worth noting that forgery is one of the main reasons people choose to delete their Zelle accounts.

Which one made you seek the answer to how to delete Zelle account? Make sure to let us know in the comment section below.

Regardless of the reasons, you should delete your Zelle account if you are not using it anymore. Or else, your data will be at risk of being exposed to cybercriminals. They are always after financial and personal details. Inactive and unmanaged accounts are a piece of cake for attackers. Therefore, to protect your data from leaking, you should opt to delete your old Zelle account.

Some Important Things you Should Do Before Deleting your Zelle Account

Before I guide you through How to delete Zelle account, it is my responsibility to make you aware of the elements you must consider.

Here, I have committed the entire list into 5. Don’t forget to conclude those before canceling your Zelle account.

Inform Your Contact

The first thing to do before you delete the Zelle account or even learn How to delete Zelle account is to inform your contacts about it. Especially, the ones who transfer payments to you through Zelle should know you will not use Zelle anymore.

Just in case someone sends funds using your Zelle username, you will not succeed in accessing them. You will need to claim the amount; otherwise, that payment will be canceled, and they’ll have to proceed with payments again.

You can avoid all this fuss if you inform the sender before you exit.

Unlink All your Cards/Bank Account

Since you are here to learn How to delete Zelle account, I am sure you already have a Zelle account and linked a bank account to it.

Before you delete your Zelle account, you should unlink every associated account. Well, Zelle automatically deletes your card and bank account. However, I would still recommend you remove your card and bank account beforehand.

Check if you Have any Pending Payments

I know you want to deactivate Zelle account, but that doesn’t mean you can keep the pending payments away from notice; rather, you should also look over those with caution. Once you deactivate Zelle account, you will not be allowed to process payments with Zelle. And you will lose every person’s saved account details once your account is deleted.

You can transfer payments if you have saved payment details anywhere else, but if not, unfortunately, you can’t do anything about that. That’s why I am suggesting you make important payments before deleting your account. However, if you are reading this after deleting your Zelle account and you still have some payments to make, there’s no need to panic!

Learn more about: [Fixed] Zelle Payment Failed But Money Taken

Disable All Recurring Payments

You can set up recurring payments on Zelle. This process can help ease the hectic various monthly payments.

If you have already set up recurring payments with Zelle, you should disable all of them before deleting your account. And once you register yourself on another payment platform, you’ll have to set up recurring payments again to proceed timely with payments.

Wait for the ACH Transfer

You might know that you can directly transfer funds with Zelle from your bank to someone’s bank. And this transaction requires time; you can’t quickly transfer funds, like wire transfer applications such as Venmo, Cash App, etc.

If you’ve initiated a payment already, you must wait until the ACH transfer is complete before deactivating the Zelle account.

These are the five important things you should consider before deleting your Zelle account. Now, let’s move on to “how to delete Zelle account,” or you can say “how to cancel Zelle account.”

How to Delete Zelle Account: 2 Easy Steps

There are two procedures to delete a Zelle account depending on how you registered on Zelle. If you enrolled with the Zelle app, you could reach out to Zelle support. If you enrolled with the integration feature of the credit or bank union online app, you’d have to ask for help from them.

How to Delete Zelle Account When Enrolled with Banking App

You can remove Zelle integration easily from a banking app. However, I can’t provide universal steps since there are thousands of credit and bank unions associated with Zelle.

Anyways, I’ll assure to assist you with this. Follow the mentioned steps on how to delete Zelle account with the Banking app.

Step 1: Call your Credit/Bank Union

There is no automated way of deleting your account using a banking app. It can’t be done even if you try to do it using your smartphone or web. Therefore, if you use Zelle on a mobile banking application, you will have to call your bank or credit union.

Step 2: Request for Zelle Removal

Now, once you have contacted their support team, you will have to simply ask them for Zelle integration removal. The support team will surely do what they are best at. They’ll instruct you.

Step 3: Start Deletion Procedure

Understand all instructions provided by the support team and work on them to begin the deletion process.

How to Delete Zelle Account when Enrolled: The Zelle App Method

Does the method mentioned above seem too complicated? If yes, the next section is for you. Keep in mind you can obey this section of the guide “how to delete Zelle account” is applicable only when you have enrolled your account through the Zelle app.

Step 1: Contact the Support Team at Zelle

If you have registered yourself on Zelle app with your debit card, reach out to their customer support team toll-free at 844-428-8542 and start proceeding with the process. The process needs some time; therefore, you’ll have to spare roughly 30 minutes or even more.

Step 2: Request the Deletion of your Account

Once your call connects, you’ll be asked about your issue. Tell the support team that you want to ‘Cancel Zelle account.’

Confirm the deletion, and start proceeding as instructed.

Step 3: Submit Required Details

The support team will ask for details like your name, registered phone number, and other details linked with your account.

Arrange all necessary details beforehand in order to avoid confusion, and submit them without any delay.

Step 4: Confirm the Deletion

Finally, you’ll need to confirm the deletion of your account since it can’t be recovered once deleted. Furthermore, you’ll lose all your saved data. Once you give a final confirmation, the support team will delete your Zelle account. 

Make sure you have read the section of the guide where I have mentioned the important things to do before deleting your account.

What Happens When you Delete your Zelle Account: The Aftermath

Once you deactivate Zelle account, you can’t receive or send money to friends, family, or anyone. If any of your payment is pending, and you choose to delete your Zelle account, the payment will be failed, and it’ll automatically come back.

How to Cancel Zelle’s Subscription?

I hope you have understood how to delete Zelle account. And as I have mentioned at the start, I will also be informing you about some important details around ‘how to delete Zelle account’; therefore, here, I will be discussing How to cancel Zelle’s subscription.

You are able to cancel Zelle’s subscription on your Android device, iPhone, iPad, Mac book, and PayPal. You’ll lose the trial content once you cancel your subscription. You should cancel the subscription approximately a day before the end of the trial period.

Cancel Zelle Subscription on Android device

1. Open Play Store and assure you are signed in with the right account.
2. Tap the menu and press “Subscriptions.”
3. Select Zelle subscription, then press the “Cancel Subscription” button.
4. Follow the given directions to end it.

Cancel Zelle Subscription on iOS Devices

1. Open your iPhone settings, and then touch your name.
2. Tap on the ‘Subscriptions’ option
3. Now, tap on the Zelle (subscription).
4. Finally, Tap Cancel.

Cancel Zelle Subscription on your PayPal

1. Go to www.papypal.com, and open your PayPal account.
2. Tap on Settings.
3. From the menu, click on payments, and tap on Manage Automatic Payments.
4. Choose Zelle from the merchants.
5. A page will appear for confirmation. Tap on 
6. A confirmation page will appear. Click on the Cancel Automatic Payment tab.
7. Tap Done to finish the subscription.

With the mentioned step-by-step process, I hope you now know how to cancel Zelle account and cancel Zelle subscription. Have you succeeded in doing both? Great. Now, let’s move on to some common queries that are often found troubling users who’re looking for answers to how to cancel Zelle account.

Frequently Asked Questions Related to How to Delete Zelle Account

1. What will happen if I mistakenly Zelle the wrong person?

If you have mistakenly sent money to a person who’s enrolled with the Zelle, unfortunately, you can’t cancel it, and it’ll be directly transferred to his/her bank account. If the payment isn’t pending, reach out to the person you have accidentally sent money to and request them to send your money back.

2. How can I delete a Zelle activity?

To delete a Zelle activity, here is what you’ll need to do:

1. In the Online Banking for Business, tap on the Payments and Receivables option.
2. Under the Account Transfer, tap Zelle Manage Recipients.
3. Next to the recipient you wish to delete, tap Delete.
4. Select Yes Delete to confirm the deletion.

3. Why My Zelle transaction is on hold?

When you are transferring money to someone not enrolled with Zelle, Bank of America will take the amount from your available balance and put the amount on hold until the recipient enrolls with Zelle and can receive the payment. The recipient has only 14 days to register with Zelle before cancellation of the payment, the hold is removed, and funds are sent back to your account.

4. How to block or Unblock someone on Zelle?

To do so, open Zelle Settings and tap on Block or Unblock requests. Fill in the required details, then tap on Block on Unblock.

5. How do I unregister my phone number from Zelle?

To unregister your number, reach out to the customer support team where you initially enrolled and request them for the removal of your phone number. If you don’t remember where you enrolled initially, contact Zelle Support through their support page or call at 844-428-8542.

How to Delete Zelle Account: Answered

With that, I wrap up this session of answering how to delete Zelle account and all the other nearby queries.

Admit it; if you’ve ever wondered about deleting your Zelle account, you’ve also looked for How to cancel Zelle account. I must tell, it is a pretty common question to encounter. To be honest, the process involved is complicated; however, I have tried my best to help you overcome this complicated methodology in the easiest way possible.

Apart from providing the best possible answer for how to cancel Zelle account, I’ve also discussed several other requisites, which are vital before deactivating the Zelle account. It will help ensure bidding farewell on a good note. 

Further reading:

[Fixed] Zelle Payment Failed But Money Taken

Read more →

Does Zelle Accept Prepaid Cards?

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That’s all about how to delete Zelle account and everything associated. Do you seek more answers? Why not use the comment section below and let us learn about your query.

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