Are you wondering whether can you deposit a paper check on Cash App? Don’t know if Cash App Check Deposit is even a real thing? Well, then you’re at the right place, as I’m going to instruct you how to deposit a paper check on Cash App in minutes.
Checks are an integral part of modern-day finances. The very significance often leads users who intend to operate on mobile-based peer-to-peer money transfer platforms to think if their platform can deal with check deposits. A similar cloud resides across the Cash App user community.
Can you Deposit a Paper Check on Cash App?
The answer is yes, but with an underlying twist. In recent times, Cash App has introduced a feature that allows users to convert physical checks into electronic ones and proceed with the deposit. However, the same is made available for only a few.
Although there is no official word yet, the typical nature indicates that the feature is out for testing purposes. Just like how Android firmware works, the OEM industry releases a test variant, known as a beta build, and looks for the bugs that users might encounter. The practice helps them come up with a more stable, finalized version.
The point of explanation is to make you understand that the check deposit feature is currently exclusive for some Cash App users. But the piece of good news is, you can expect the same to hit on every mobile device across the US in no time. Whatever might be the case, you should at least know about it.
I’m here to answer if can you deposit a paper check on Cash App and explain how this thing works.
Apart from being exclusive, the Cash App check deposit procedure holds on to a list of standards that user checks need to retain.
Eligibility for Using the Mobile Check Capture Feature
The ‘Mobile Check Capture’ feature is what allows users to deposit paper checks on Cash App. Mobile Capture helps convert paper checks into electronic forms so that the same can be processed further. Users can take advantage of this feature for free; however, their paper check needs to be eligible for it.
So before I tell you how to deposit paper checks on Cash App using the Mobile capture feature, read the eligibility criteria below and make sure you’re good to go.
- The check you’re using must be payable in United States Dollars only.
- The user’s check must be properly signed or, in other words, must be authenticated by the owner.
- The paper check must be properly dated. To put it in simple words, the date that you’re writing on the paper check should not be talking future but in the past instead. Also, it must not be more than three months old, as recorded when the applicant submits it.
- The paper check in use must be in strict possession of the applicant. It must be kept secured until told.
- The paper check should strictly be drawn on or payable by a bank, credit union, or any other depository institution based in the US.
- The paper check under concern must not have been cashed in any form.
- The check shouldn’t have any previous deposit records.
- You shouldn’t tweak the paper check in any manner.
- The applicant must approve the check.
- The paper check you’re using shouldn’t be dishonored previously.
Do you think your paper check sits perfectly with all the points mentioned above? Well then, you can now learn how to deposit a paper check on Cash App and use it for getting your job done.
How to Deposit a Paper Check on Cash App: The Process Involved
If you’ve made it so far, probably all your queries related to depositing paper checks are already resolved. Now let us learn the methodology involved in Cash App check deposits.
Pre-Requisites (Favtechie Recommended)
Before you start with the deposit process, it is always a good idea to have the details on Cash App confirmed. The details I’m talking about focuses majorly on the contact information. In case you don’t know where to find them, simply navigate to the profile settings page inside the Cash App.
Once you make it to the contact detail page, have a good look around and ensure the email address and phone number that you’ve provided are correct. It becomes more crucial because it is the sole information that the Cash App team members will use to verify your profile and contact you in the future.
Are you done already? Let’s then learn how to deposit a paper check on Cash App.
Step 1: Click a photo of the Check you want to Deposit
Start off by clicking a photo of the paper check that you want to deposit. It is vital to ensure that the image is as clear as possible because deposit requests are getting rejected due to poor-quality prints. Here are a few things that you can employ while clicking the photo:
- The room where you intend to capture the photo is well lit.
- Use a device that is capable of capturing decent photos.
- Clicking under daylight has proven to be more efficient in most cases.
Step 2: Double Check the Details
Once you’re done clicking a photo of the check and satisfied with its overall quality, the next thing to do is verify the details mentioned. The information that sits on the soft copy must match with the ones that you intend to provide. Moreover, it should be suitably visible.
Here are a few data that you need to verify:
- The account holder’s name
- The mobile number/contact details
- Other account details
It might sound a bit tiring, but a mishap will eventually result in your electronic check getting rejected. With that being said, investing a few minutes in verifying the paper check before proceeding with the deposit process is not a bad idea. Rather it will help reduce the risk of getting rejected by the Cash App team.
Step 3: Get your Check Submitted
After successfully transforming the paper check into an electronic form and verifying the details provided, it is time to proceed with the submission.
Although you might not need it again, having an original copy of the check won’t hurt. The same can assist you in coming out of various awkward situations in the future.
Also, it is essential to keep in mind that the submission process is not necessarily an instantaneous one. In other words, your check may or may or may not take some time to be submitted.
Step 4: Wait Until Cash App Verifies your Check
Post submission, you’re left with waiting for the request to get reviewed and accepted by the Cash App. The designated team of Cash App flows with a manual review mechanism and ensures everything is authentic. It usually takes somewhere around 2 weeks for the results to pop up.
Finally, once the platform is done reviewing and approving the electronic check, you’ll find the amount highlighted to your Cash App account. This is basically how to deposit a paper check on Cash App.
From inputting incorrect information to concluding any activity that seems to violate the Cash App guidelines, many factors can result in your electronic check deposit request getting rejected. So in case, Cash App fails to deposit the paper check after review, try to find the reason behind the denial and proceed accordingly.
Denied or accepted, Cash App will let you know about it through email and in-app notifications. If accepted, you’re almost done here; still, it is better to remember one thing:
As per the Cash App official notice, the platform holds the right to reverse the decision even after accepting an Electronic Check. Unfortunately, if you encounter such a situation, keeping the original check will help save your day. For that matter of fact, it is better if you destroy a check or mark it as VOID after the deposit is concluded.
Can You Deposit a Paper Check on Cash App : The Step-By-Step Guide
Having already talked about the process involved in depositing paper checks on Cash App, you now know how things actually work. Having said that, it is time to learn how to deposit a paper check on Cash App.
- Launch the Cash App on your Android or iOS device
- Login to your Cash App account using the credentials.
- From the home screen, tap on your balance. For that, click on the extreme left corner of the screen.
- Scroll your way down until you find an option that says something about depositing a check. In case you can’t see it, the feature is yet to get enabled for your account.
- Once you tap on the deposit option, Cash App will prompt you to a dollar amount. You’ll need to input the amount of the paper check that you want to deposit. Make sure to input the value similar to what’s written on the paper check.
- Click a photo of the check and submit it for review.
- Now, wait for the approval and the amount to get highlighted to your Cash App account.
With that, you now know how to deposit a paper check on Cash App.
Pending Cash App Check Deposits
Pending Cash App check deposits are really disturbing. Considering the fact that the Cash App reviewers panel sometimes takes ages to show up an end result, you might find your deposit request to be hanging now where. In such a case, the best thing to do is to get in touch with the Cash App support team.
- Step 1: Launch the Cash App on your iOS or Android device.
- Step 2: Log in to your account if you haven’t already.
- Step 3: From the home screen, navigate to the top right corner and tap on the profile icon.
- Step 4: Look for the option that says “Support”
- Step 5: Scroll a bit down and click on the “Chat with Support” option. Here you can thoroughly describe the issue that you’re facing regarding check deposit.
Frequently Asked Questions About “Can You Deposit a Paper Check on Cash App.”
Is there any fee for Cash App check deposits?
Thankfully the answer is no. Failing to find information about it online, I decided to settle terms by contacting the Cash App support team.
As per the latest information, Cash App doesn’t charge its users on getting the checks deposited.
Is there any limit for Cash App check deposits?
Sadly, Cash App does employ limitations when it’s about depositing checks. If you’re willing to make a mobile deposit, you’re restricted to deposit up to 5 checks per month, where each check can value up to $150.
Does an attempted Cash App check deposits count towards the limit?
No matter declined or accepted; an attempt to deposit a check on Cash App gets counted towards the five per month limit.
How long does it take for a check to get deposited on Cash App?
When we talk about Cash App check deposits, the verification phase corresponds to most of the time that the process takes to conclude. Usually, a deposit request made before 7 PM EST (Monday-Friday) gets highlighted on the Cash App account in 4 days. However, it may sometimes shoot up to 2 weeks.
Can You Deposit a Paper Check on Cash App : Answered
Cash App users often find themselves struggling with all sorts of queries, and getting a paper check deposited is indeed one of them. All thanks to the Mobile Check Capture feature, users can conveniently deal with check deposits on Cash App.
In this article, I’ve discussed can you deposit a paper check on Cash app or not using the Mobile Check Capture feature. I’ve not only mentioned the steps that you need to track, but I’ve also talked about the entire process in detail so that you’re aware of what you’re actually doing.
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This is your answer to the burning question of can you deposit a paper check on Cash App or not. Thanks for reading all the way.
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