Are you among those wondering, “Can I Use QuadPay on PayPal,” and what does it mean? Here’s everything you need to know.

Have you ever wanted to buy something but had to give up on it due to a lack of immediately available funds or a credit limit? Quad Pay is just the solution for you and countless other people. But even though Quad Pay has the amazing facility that allows you to purchase an item and pay later, you still have to pay back the amount used for the purchase.

There are a lot of options you can choose to pay the installments, but which one is the best for you? If you’ve got a PayPal account, you might be looking to know something about “Can I Use QuadPay on PayPal.” So does PayPal, being one of the leading financial technology companies in the world, allow you to use this facility linked with your PayPal account? That’s a loaded question, and we’ll be addressing it in this post, so make sure to read it till the end so you can get real value out of this post.

Can I Use QuadPay on PayPal?

As of yet, QuadPay does not allow you to use your PayPal account to pay your installments or process your requests. You can use other methods like non-prepaid Credit Cards, Debit Cards, and Apple Pay.

What’s Quadpay All About?

So before we get too much into the functionality of QuadPay, let’s first take a look at what QuadPay is and what it offers to its users. So QuadPay, now called Zip, is a company that provides its users with the ability to “Buy Now, Pay Later” (BNPL). This is a convenient feature, especially for anyone looking to purchase an item that exceeds their budget. As for the company itself, QuadPay was founded in 2017 as a company operating on the BNPL principle.

After operating as an independent company for a few years, QuadPay was acquired by Zip in its efforts to grow into the American market. Now, Zip offers its services in 14 countries worldwide, with a consumer base of 6 million customers and 40,000 merchants. It is one of the fastest-growing and most used BNPL platforms globally. According to the company, its mission is to disrupt the broken credit card model and emphasize the financial well-being of both its customers and its merchants.

How Does QuadPay Work?

Now that you’ve had a look at the company’s background let’s get into the crux of this post. Now, to get a good reason behind the answer to your query, “Can I Use QuadPay on PayPal,” you need to understand the working of this platform. So the way that it works is that you download their app on your mobile phone and link it with your credit or debit card.

After that, you can use this application to purchase things either online or offline and split the payment into four easily payable, interest-free installments. That way, you get the flexibility to buy whatever you want without needing to think about paying for it right away.

When you use QuadPay/Zip to purchase an item, you have to pay 25% upfront as the first installment. After that, you can pay the rest of the amount in three more installments due every two weeks.

This means that you get almost one and a half months to pay for your purchase. Another awesome feature of this platform is that it does not have limitations or a minimum purchase amount.

On the flip side, though, QuadPay does have a system that automatically sets an upper purchase limit on your account. This limit is based on many different factors, which are not limited to you but also the amount a retailer is prepared to accept.

So let’s talk about using QuadPay/Zip to pay for your purchases. We’ll be discussing both the online method and the offline method here.

How To Shop Online Using Zip/QuadPay:

If you’re looking to buy something online using the Zip app, here are the steps you’ll need to follow.

  • Open the Zip app.
Can I Use QuadPay on PayPal
  • Search for your favorite store in the app.
  • Browse the store.
  • When you see something you like, add it to the card.
  • When the time comes to purchase your items, tap on the option called “Pay With Zip.”
  • Tally the amount shown in the cart with the amount you see in the Zip payment request.
  • Zip will automatically fill in the info required by the company to process the payment.
  • You can easily check out in a few seconds without inputting the payment details yourself.

How To Shop Offline In Stores Using Zip/QuadPay:

If you want to buy something at a store using Zip, you’ll need to follow the steps listed below.

  • Open the Zip app on your phone.
  • Choose the In-Store option.
  • You’ll get a prompt to fill in the details of your bill amount.
  • After you input the amount required, you’ll be asked to review the payment plan.
  • After reviewing the payment plan, you’ll need to tap the “generate virtual card” option.
  • You can pay for the purchase using that virtual card and pay Zip according to your installment plan.
Can I Use QuadPay on PayPal
  • If you keep Zip in your Apple Pay or Google Pay wallets, it’ll become easier to pay in shops.

Using Zip allows you to have a great range of versatility in your payment options. You can purchase anything, from clothes to footwear to home decor, using this facility from online and physical stores that accept Zip as a payment option.

However, due to the upper limit that Zip sets automatically on your account, you might face difficulty purchasing an item that exceeds that set limit. In that case, Zip might allow you to pay the exceeding limit upfront as a down payment. But that depends on the limit set by Zip on your wallet and a few other factors.

Is There Any Way To Use QuadPay On PayPal?

If you’re wondering, “Can I Use QuadPay on PayPal,” we’ll be getting to that in this section. The simple answer to the query “Can I Use QuadPay on PayPal” is a solid No.

As of the time this post is being written, Zip does not allow you to use PayPal as a payment method, and neither does PayPal will enable you to purchase items using QuadPay/Zip. So if you were trying to use this option and were thus thinking, “Can I Use QuadPay on PayPal” I hate to be the bearer of bad news for you, but you can’t use QuadPay on PayPal.

Now, even though you cannot use QuadPay on PayPalPayPal, You don’t need to worry if you don’t have access to the payment methods accepted by QuadPay, like Credit and Debit Cards, etc. If you only have a PayPal account, you can still buy things on the same principle as QuadPay.

To provide more functionality to its customers, PayPal has stepped its metaphorical feet into the world of Buy Now, Pay Later (BNPL). Using this facility, you can pay for your purchases just as you would on QuadPay or Zip. Now, since PayPal is also providing this service to its customers, it doesn’t look like using PayPal and QuadPay as linked wallets would be possible in the coming years.

After reading all this, you might be wondering if QuadPay and PayPal both offer the same functionality. What’s the difference between them? And perhaps the more important question would be why you should go for one or the other.

Since the answer to your question “Can I Use QuadPay on PayPal” turned out to be a bust, let me tell you that you can use either PayPal or QuadPay to significant effect. Both offer the same service based on the same principle when it comes to the Buy Now, Pay Later model, so the choice between them comes down to accessibility and personal preference.

Zip/QuadPay is only available in 14 countries and happens to be a relatively new platform. At the same time, PayPal is an established giant in the financial technology world, providing its services in most of the world’s countries. So if you live in a country where the only option is PayPal, then you won’t even need to consider any other option.

Now, if you live in a country where you have access to both facilities, you can choose whichever you like according to your personal preference and the purchasing limits both wallets impose on you. PayPal does a hard credit check before allowing you to use the BNPL facility, so you might want to keep that in mind.

FAQs: Can I Use QuadPay on PayPal?

1. How does Zip/QuadPay work?

A: Zip is a BNPL platform that allows you to purchase items and pay in four installments instead of a lump sum amount.

2. What company owns QuadPay?

A: QuadPay was acquired by Zip in September 2020.

3. Is Zip better than Afterpay?

A: Afterpay keeps you on a tight schedule regarding repayment, but Zip gives you some flexibility in that department, so it depends on what you like out of these options.


If you were trying to find out “Can I Use QuadPay on PayPal,” we hope you’ve got your answer after reading this post. QuadPay/Zip is a great facility that you can use when you want to buy something but don’t want to pay the bill in a lump sum. If you live in a country where Zip is available, you can easily use it as a BNPL platform, but even if Zip is not available in your country, you can PayPal for the same purpose.

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