Are you worried because your Venmo payment not showing up in bank account? Well then, you need to keep calm and walk through this article carefully. Trust me; you’ll have all your queries resolved.

Venmo is a peer-to-peer money exchange platform that has been around for more than a decade now. Like how other platforms run into usual glitches and errors, Venmo users also encounter the same. One such is Venmo payment not showing up in bank account.

To be honest, the issues are mostly capable of causing temporary headaches; however, they can be concerning for those who’re not entirely aware of it. Not to worry, I’m here to help. In this article, I’ll introduce you to the issue in-depth, talk about the possible reasons, and suggest the safety measure you can intake.

Why does Venmo Payment Fail to Show up in Bank Account?

Depositing money to your bank account should reflect on the balance status, right? But the real trouble begins when it doesn’t. The latter situation simply explains the issue we’re here to discuss, Venmo payment not showing up in the bank account.

Payment issues always call for trouble, and the scene is no different when Venmo payment fails to show up in the bank account. 

If we look closely, a series of factors can collectively result in such issues regularly, but broadly they converge to five. Having said that, let’s look at the probable situations that relate to Venmo payment not showing up in bank account one way or the other.

1. Venmo Server Issues

Venmo is among the popular modern-day fin-tech companies that have more than 50 million active users. Considering the vast user count, you can expect the number of financial activities every day to be in the millions as well. For that matter of fact, real-time transactions are prone to downtimes.

Apart from that, Venmo and any other platform that uses cloud-based services to operate often encounter technical glitches like the ones related to servers. With Venmo experiencing server issues, you can expect delays in payments, failure in the transaction, and more.

So, in case you’ve transferred your money from the Venmo wallet to your Bank, but the app still reflects as if you haven’t, there is nothing to worry about. To put it in simple words, chances are high that Venmo payment not showing up in bank account because the servers of the platform are down. 

2.  You Haven’t Transferred the Money from Venmo Wallet to the Bank Account

As I’ve mentioned in the earlier situation, if you’ve moved your money from the Venmo wallet to the associated bank account, it should necessarily refect, but what if you haven’t?

When you use a debit or credit card for adding money to your Venmo account, it doesn’t automatically get deposited on the linked bank account; rather, it accumulates in the wallet section. The case is similar to when one sends you money through Venmo. 

Users need to manually transfer the money stored in the Venmo wallet to the linked bank account. In case you know nothing about the processes involved, stick till the end of the article as I’ll share a step-by-step guide on how you successfully have the money transferred from the comfort of your home.

The important thing is that if Venmo payment not showing up in bank account, verify if the money is still stored in the wallet.

3. Choosing Standard Deposit Over Instant Deposit

When you decide to transfer money stored in your Venmo wallet to the linked bank account, the platform usually gives you two options to choose from; one is named Standard deposit, and the other uses the term Instant deposit.

send venmo money instantly

As the name suggests, the Instant deposit feature allows the users to get their money transferred within minutes. However, you’ll require to pay an additional 1.5% fee (The value is set to a minimum of $0.25 and a maximum of $15) for each transfer you initiateOn the contrary, the Standard deposit is free but takes 2-3 business days for the transfer to conclude.

So, suppose you’ve chosen the standard form of deposit and wondering why Venmo payment not showing up in bank account immediately after. In that case, I think now you know why.

4. It is the Bank that is Having Server Issues

Venmo is running finecheckedYou’ve successfully transferred the money in your Venmo wallet to your bank accountchecked. But still, Venmo payment not showing up in bank account? Well then, most probably, the issue rests on your bank’s end.

Banks running into server issues every now and then is a pretty common sight. When such things happen, payments usually get held for a certain period. Luckily you don’t have to do anything and wait until everything settles down.

5. Unusual Financial Activity Detected

Venmo is very serious when we talk about maintaining security. It is why the bots closely investigate any fraudulent activity and take action against it. The Venmo security system continuously works to keep the scammers away from harming the environment in a manner. 

So if you’ve been using unethical methods of financial transactions, the security bots will eventually block the payment when detected. But at times, even if your payment is legitimate, the same can get flagged by mistake, resulting in a failed transfer, and on checking the balance, you’d be like, why is Venmo payment not showing up in bank account?

Note: If money from your Venmo wallet is deducted but is not reflected on your bank, wait for a few days for the reverse transfer to occur. In other words, money deducted will return to your Venmo wallet within 2-3 days.

Transferring Money from Venmo Wallet to a Bank Account

Looking at the second reason that I’ve discussed earlier will make you realize that failing to transfer money from the Venmo wallet to the linked bank account will eventually leave you asking questions like why is Venmo payment not showing up in the bank account? So before you move any further, have that thing sorted by following the guide below:

  • Step 1: The first thing that you’ll need to do is either visit the official Venmo website or launch the Venmo App.
  • Step 2: Once you’re inside the platform, get yourself logged in using the dedicated credentials.
  • Step 3: From the home screen, locate the three dots icon menu. It is usually available in the top right corner.
  • Step 4: A drop-down menu shall appear; from there, you’ll need to tap on the option that says “Manage Balance.”
  • Step 5: Look for the “Transfer to Bank” button and tap on that.’
  • Step 6: Next, you’ll need to input the desired amount to transfer. You can either choose the entire value or proceed with a percentage of it.
  • Step 7: Once you’re done inputting the amount, you’ll then have to choose the Bank account or card. In case there are multiple accounts linked, carefully select the one you actually want the transfer to happen.
  • Step 8: Finally, select the mode of deposit, Instant or Standard, and hit the Transfer button. This will send money stored on your Venmo account to the bank account.

Venmo Payment Not Showing up in Bank Account: What you can Possibly Do?

Wait it Out

The best thing to do when Venmo payment not showing up in bank account is to wait for the issue to get resolved automatically. In case you went through the possible reasons carefully, I’ve mentioned server issues from the bank and Venmo’s end as the major factors, and in either of the situations, waiting for a while will eventually help.

In the meantime, you can quickly do research on Venmo servers using Downdetector and check if it’s having a tough time.

downtector Venmo

  • Step 1: Visit Downdetector
  • Step 2: With the help of the blank space available, try to find the Venmo and proceed. Alternatively, you can visit here.
  • Step 3: The website will display a graph that defines the Venmo app outages in the past 24 hours. 

Contact Venmo Support Team

contact Venmo

If you’ve waited for nearly a week and are still being troubled by the Venmo payment not showing up in bank account issues, then it is time for you to take action on your hand. Start off by reaching out to the Venmo support team.

Venmo offers a brilliant support team functionality built to help customers resolve all sorts of issues they face during their time in using the platform. The team of experts will allow you to put your queries forward and assist you accordingly after understanding everything properly.

There are four ways of contacting Venmo’s support team.

Method 1:

  • You can fill out this form and let Venmo learn about the issue.

Method 2:

  • You can dial (855) 812-4430 and discuss Venmo payment not showing up in bank account error. But it is crucial you’re well aware of the accepted call timings (M–F, 10:00 am–6:00 pm ET)

Method 3:

Method 4:

  • Step 1: Visit Venmo
  • Step 2: Locate the Menu option.
  • Step 3: Navigate to the option that says Get Help.
  • Step 4: From there, head over to Contact Us, followed by Chat with Us.

Getting in Touch with your Bank

Did the support team fail to help you resolve Venmo payment not showing up in bank account error? You’re then left with only one option, and that’s contacting your bank. You can either make a visit to the nearest branch or get in touch via call and seek a more professional approach to getting the issue fixed.

Other Fixes to Try When Venmo Payment Not Showing up in Bank Account

Reinstall the Venmo App

Uninstalling an app is a great way to get rid of the temporary issue causing bugs. With that being said, you can try reinstalling Venmo and check if it helps resolve Venmo payment not showing up in bank account.

  • Step 1: Visit Google PlayStore in Android and Apple Store on iOS devices.
  • Step 2: Locate the Venmo app.
  • Step 3: Click the Uninstall button.
  • Step 4: Restart your device.
  • Step 5: Revisit Google Play Store or Apple Store according to the OS you’re using.
  • Step 6: Find and install Venmo.

Does that help resolve Venmo payment not showing up in bank account?

Try the Browser Version of Venmo

fix venmo payment not showing up in bank account

It may sound a bit outlandish, but there are users who’ve reported that switching to the browser version of Venmo helped them resolve the payment not showing up issue. It feels reasonable because of the fact that apps often embed bugs that result in glitches of various forms.

  • Step 1: Launch any secure web browser like Chrome, Brave, Firefox, or Safari (iOS Users)
  • Step 2: Visit Venmo
  • Step 3: Get yourself logged in and check if Venmo payment not showing up in bank account is resolved.

Frequently Asked Questions About Venmo Payment Not Showing up in Bank Account

How long does it take for a Venmo payment to show up in my bank account?

The time that it takes for Venmo payment to show up in the bank account depends on the mode of transfer you opted for. Usually, there are two ways of transferring money from your Venmo account to the associated bank account. These are Standard transfer and Instant transfer.

The standard transfer takes 2-3 business days, while the Instant transfer, just by how it is named, takes only a few minutes to conclude. However, it is worth noting that the former process is a free one, while you’ll need to pay a fee of 1.5% for the latter.

Wrapping up Venmo Payment Not Showing up in Bank Account

Venmo payment not showing up can be really concerning, but the good thing is that it is not the dead-end in any respect. Certain factors restrict the numbers from getting reflected in a user’s bank account. Learning about them will help you analyze the problem better.

In this article, I’ve discussed five probable situations that result in Venmo payment failing to show up. I’ve also listed the best possible things that you as a user can perform and assure yourself on the safer end.

Use the comment section and let us know how long did it take for you to get rid of Venmo Payment Not Showing up in Bank Account?

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