Have you made your way in here asking Does Target Accept Afterpay? Well then, be ready to get the most detailed answer right here. In this article, I’ll not only uncover whether Target works with Afterpay but will also present you with the stores where you can use Afterpay services seamlessly. 

Sound’s interesting, right? You shouldn’t miss out on the resources here.

Does Target Accept Afterpay?

Yes, Target does accept Afterpay. In fact, the piece of good news is that no matter which Target store you’re concerned about, you can seamlessly use Afterpay and conclude all your payments. Having this interest-free payment option is really an exciting thing moving forward. 

But for that, you must be well-aware of the process that goes around. Stay tuned to learn more.

If you’re thinking of using Afterpay in Target stores and wondering does Target accept Afterpay, let me tell you that you’re not the only one having similar thoughts. There are many users just like you who are continuously seeking if they can shop with Target using Afterpay. I’ll discuss the best-fitting answer to does Target accept Afterpay and other queries, but for the time being, let’s dive deep and see what the platforms are all about.

Target and Afterpay: Quick Introduction

target pay

Since you’re here looking for the answer to does Target take Afterpay, I guess you already know what Target and Afterpay is. In case you don’t, this section is for you. And if you do know, skip to the next section for the answer and discussion right away.

Target Corporation is an American big-box department store where you can buy all the stuff you need, from groceries to festive rugs. It operates 1,926 stores throughout the United States and is the eighth-largest retailer in the United States. 

Afterpay is a digital payment platform that lets you instantly buy something and pay for it in installments. Instead of paying the total payment at the checkout, users can choose to pay weekly until the amount is paid in full. Afterpay doesn’t require any credit check, nor does it charge any interest.

How Afterpay Works: The Mechanism

As you’ve got a quick overview of Afterpay, I guess now you want to know how does it exactly work before learning “Does Target accept Afterpay?”.

Afterpay works as a middleman between retailer and customer. The platform pays upfront to the retailer for the goods – and then it gets the payment from the customer.

While the customers get the immediate gratification of the purchase, they must commit to making four fortnightly payments within eight weeks. Although Afterpay does not charge any interest; however, you must know that it only charges late fees when you don’t keep up with the payments. 

Unlike most of the other payment products, Afterpay does not need customers to enter into a credit or a loan facility. This may sound positive from the customer end, but actually, it means there are a few protections in place for the customers.

In case your Afterpay isn’t working correctly, have a look at this one: [Fixed] Why is My Afterpay Account Frozen

Does Target Accept Afterpay: Uncovering What’s Around

does target accept afterpay

Fortunately, the answer to the question “does Target have Afterpay” is a YES. All Target stores accept Afterpay, the interest-free payment option that allows flawless checkout when shopping. The process of doing the Target Afterpay shopping is quite simple. 

Learn more about: [Answered] Does Afterpay Accept Chime

How Can I Use Afterpay at Target?

Here I’ll guide you on how to shop at Target using Afterpay. As mentioned above, the process of doing so is effortless. You can shop at Target with Afterpay either using the Afterpay App, or the Afterpay card you have received from the app.

Start shopping at Target and proceed to the checkout when you are done. Once there, Target will ask you to choose the payment method. Select “Afterpay.”

If you’re willing to shop for products and use the Afterpay app, you will have to log in to your account to proceed with payment, either through Afterpay.com or on the app. Once logged in, you can complete the transaction. In case you don’t have an active Afterpay account, your next step will be creating one.

When creating an account on Afterpay, Target will give you prompts during your check out to help you in creating your account. Just follow the prompts presented by Target.

However, to avoid all of this hassle, you can shop using the Afterpay card instead of employing the app. With the card, there’s no need to log in or go through any extra steps. Rather, you simply pay with your Afterpay card, just like any other debit or credit card.

Keep in mind that to qualify for the Afterpay services, your age must be at least eighteen years, and you must hold a valid form of a debit or credit card.

The debit or credit card’s valid form doesn’t include the Afterpay card. You can only apply for the Afterpay card and receive it if you have an active account.

Afterpay at Physical Target Stores

does target accept afterpay

Before you learn how to shop at Target stores using Afterpay, you should first create an account.

  • Make sure to already have your Afterpay Card.
  • Make sure your digital Afterpay account is ready to go by downloading the Afterpay mobile application.
  • Activate your Afterpay Card in your mobile app.
  • Pick up the products you want to shop from the store’s shelves.
  • Pay for your shopping using Apple Pay or Google Pay.

Afterpay Eligibility Criteria

afterpay eligibility criteria

Yes, until this point, you’ve got the answer to “does Target accept Afterpay?” but do you know how to get eligible for using Afterpay at Target? If not, read on this part to find out.

To get eligible for Afterpay checkout at Target store or any other approved store within the US, you’ll have to meet these conditions:

  • Your age must be at least 18 years, or 19 years if you live in Nebraska or Alabama.
  • You should be living in any state of the USA or in the District of Columbia.
  • You should have an active physical or delivery address within the US.
  • You must have a working email address and phone number.
  • You must have a USA-issued payment method like a debit card or credit card.

What Stores Take Afterpay?

Does Target take Afterpay? Of course, it does. Does every store accept Afterpay? Of course, not. So, exactly what stores take Afterpay? That’s what you’ll find it in here. Here’s a list of stores where you can use the Afterpay payment method.

  • 7 For All Mankind
  • Mommy Makeup
  • Finish Line
  • Finn
  • Ray-Ban
  • Reebok
  • Emerica
  • Michael Kors
  • Missguided
  • Esther & Co.
  • Pro Bike Kit USA
  • Draper James
  • Levi’s
  • Lime Crime
  • Shein
  • U Beauty
  • UGG
  • SimplyWorkout
  • e.l.f. Cosmetics
  • SurfStitch
  • 360 Cookware
  • Havaianas
  • Hypeach
  • Stride Rite
  • Bare Minerals
  • Adidas
  • Bobbi Brown
  • Urban Outfitters
  • Buy Buy Baby
  • SmartBuyGlasses
  • Catch.com.au
  • Chicwish
  • Abercrombie & Fitch
  • Tillys
  • American Eagle
  • Toy Universe
  • Eyeglasses.com
  • Factorie
  • MAC Cosmetics
  • Perfume.com
  • Physicians Formula
  • Farfetch
  • Pretty Little Things
  • Big Blanket
  • JD Sports
  • Alo Yoga
  • Pro Bike Kit
  • Stadium Goods
  • Anne Klein
  • Ulta
  • Vanity Planet
  • ASOS
  • Steve Madden
  • Athleta
  • KVD Beauty
  • Cotton On
  • CubeBik
  • Anthropologie
  • Aveda
  • Avenue
  • BCBGeneration
  • BH Cosmetics
  • Birkenstock
  • Morris 4×4 Center
  • Bonds
  • Kelly’s Kloset
  • Nomatic
  • Novogratz
  • PacSun
  • Keys Soulcare
  • Boohoo
  • Clinique
  • Cocomelody
  • FragranceX
  • Free People
  • Cupshe
  • Delilah Home
  • Ekster
  • N:Philanthropy
  • Etnies
  • Fenty Beauty
  • Forever 21
  • FragranceNet
  • Jimmy Choo
  • Just Geek
  • Kove Audio
  • KVD Vegan Beauty
  • Lucky Brand
  • Madewell
  • Maika
  • Modlily
  • Mosaic Weighted Blankets
  • New York & Co.
  • Perfume
  • Platypus
  • Priority Bicycles
  • Quay Australia
  • Revolve
  • Rothy’s
  • Soltice Sunglasses
  • Stix Golf
  • Sunglass Hut
  • The RealReal
  • Tipsy Elves
  • True Religion

Does Target Accept Afterpay Only, or Are There Other Buy-Now-Pay-Later Services Too?

Does Target accept Afterpay only? If not, then what are other Buy now pay later services available on Target? Fortunately, there are also some other Buy now pay later platforms available at Target.

Target has a total of six buy-now-pay-later services. These services are:

  • Afterpay
  • Zip
  • Klarna
  • PayPal Pay-in-4
  • Affirm
  • Sezzle

Till now, I have answered everything revolving around does Target use Afterpay, does Target take Afterpay, and what stores take Afterpay. Now it’s time we look at some frequently asked questions about does Target accept Afterpay.

Commonly Asked Questions Other Than Does Target Accept Afterpay”

1. What’s the Minimum Amount I Have to Spend for Using Afterpay?

In order to use Afterpay, you must shop for at least $35.

2. Is There Any Extra Afterpay Fee?

Afterpay doesn’t charge any interest fee at all. When you pay your split payments on time, there’s nothing you have to pay extra. The only fee that Afterpay may charge is the late fee in case of any missed payments.

3. Can I Use Afterpay at Target Without Any Security Worries? Is It Safe?

Yes, the Afterpay Buy now pay later service is safe to use. It’s a legit company that assists the customers in affording their purchases by splitting transactions equally into four payments.

4. Does Afterpay Affect Credit Score?

Using Afterpay won’t likely affect your credit score. Afterpay doesn’t conduct a hard credit inquiry, which can lower your credit score, neither does it report missed payments to credit bureaus for most borrowers.

Bottom Line

There isn’t any denying that the answer to Does Target accept Afterpay is a straightforward yes. But at the same time, you can’t ignore the complexity that it brings regarding the required information. In short, the answer itself is not enough for moving forward. Keeping that in mind, I have structured this article in the most user-friendly manner to present all the required information.

Here, I have not only uncovered Does Target use Afterpay but guided everything around Target Afterpay, like which stores are open for Afterpay services and more. So, as you have made this far, I am fairly certain all your queries are answered. If not, please use the comment sections to let me know what I have missed. 

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